Claiming Your Property

**IMPORTANT** Did you receive an unclaimed property notice like this Post Card(pdf)? The Comptroller's team sends out notices quarterly in an effort to connect rightful owners with their property.

Filing Individual Claims

Enter your name* in the search box on our Finding Your Property page.

* If searching for someone deceased, estate, multiple names, see the links at the bottom.

  • Complete the information requested on the COT ST912 claim form (PDF).
  • Print one form for each claim number found in the search results.
  • Sign the form.
  • Attach the supporting documentation - see below
  • Mail to the following address, also located on the top of your claim form:
Comptroller of Maryland - Unclaimed Property Unit
301 West Preston Street, Room 310
Baltimore, MD 21201-2385

How long it takes to receive your property varies throughout the year. There are various factors that can reduce or increase this time, such as completion form and necessary documents, high volume of claims, and type/amount of claim.

Below is an explanation of the approval process your claim may go through.

First, when you mail us your claim it is received in our mail room. All mail is sorted and distributed to the different divisions in the Comptroller's Office.

Once received in the Unclaimed Property Unit your claim is logged into our system and assigned to a claims processor. That claims processor will work the claim in the order they are received.

The claim will then be reviewed for the required documentation based on the circumstances of your claim(s). See Supporting Documentation for the most common required documents. If not all of the requested documentation was received or if additional documentation is needed, the claims processor will mail or email a request to you for additional documentation.

When all of the required documentation is received the claims processor will approve your claim. Claims will require multiple levels of approval depending on the dollar amount and circumstances of your claim.

Claims for Businesses/Organizations

Enter the name of your business or organization in the search box on our Finding Your Property page. Be sure to enter the business or organization name in Last Name box. Use multiple variations of your business/organization's names as data may have been abbreviated by the holder that remitted the property to us.

  • Complete the information requested on the COT ST912 claim form (PDF).
  • Print one form for each claim number found in the search results.
  • Provide information such as proof of address, ownership, or proof of authorization.
  • Provide additional information if it applies, such as proof of name change, affiliation, merger, acquisition, proof of organization closed, dissolved, sold, W9 form.
  • Have the form signed by two officers of the organization and provide copies of IDs.
  • For reporting organization error or reimbursement use COT/ST 917 claim form (used by reporting organization requesting the return of funds from their own report).
  • Mail to the following address, also located on the top of your claim form:
Comptroller of Maryland - Unclaimed Property Unit
301 West Preston Street, Room 310
Baltimore, MD 21201-2385

When you get your check, please cash it as soon as possible. If you do not cash your check within six months of the date printed on the check, it will remain as unclaimed funds and you may have to file a new claim.

If you prefer to contact a representative by phone, you will need to provide the claim number found on the listing and the owner's name. There is no time limit to claim your property.

Other Claims

If there is a court-appointed estate representative, that person can submit a claim. If there is not a representative or the estate is closed, claims can be filed by:

  • The surviving spouse, or
  • Non-blood relative appointed by the court. (i.e. lawyer, banking institution etc.)

If you are not the surviving spouse, you will need to visit the Register of Wills in the county or city where the decedent resided to obtain Letter of Administration or other letters of authority as they apply.

How to Claim for a Deceased Owner?
  1. Enter the name of the person you are claiming for in the online search Locating Unclaimed Property Owners.
  2. Once you locate the name of the deceased, click on the claim form COT ST-912.
  3. Complete the information in Part A and print it out. Once printed, please sign in Part D.
  4. Attach a copy of the owner's death certificate and proof of address or ownership connecting the owner to the address or funds.
  5. 5.Provide the following documents as they apply:
    • Letters of Administration from the Register of Wills.
    • Small Estate Papers.
    • Letters of Testamentary.
    • Copy of photo ID of person claiming the funds.
  6. Mail to the address at the top of the claim form.

We will let you know if we need more information. Please do not pay for documentation or services until you contact us and we notify you that you are entitled to the claim. Claims involving complicated estates may take longer.

If you are claiming property in the possession of the state, you must complete and sign the claim form, forwarding it with the supporting documentation to the Unclaimed Property Unit.

Unclaimed Property
301 West Preston Street, Room 310
Baltimore, MD 21201-2385

All claimants must establish:

  1. their personal identity, and
  2. entitlement to the property sought.

You must submit two forms of personal identification, one of which must show your social security number. If the claim is being filed by a party acting as a guardian, executor, administrator, or in some other representative capacity, the appropriate documentation demonstrating entitlement to make the claim in that capacity must also be enclosed (Example: Letter of Administration, Power of Attorney, and/or Guardianship paperwork).

Entitlement to the property sought must be established by providing one of the following types of documentation:

  • BANK ACCOUNT - A passbook, bank statement, or cancelled check.
  • DIVIDEND - Proof of affiliation with company.
  • STOCK - The original stock certificate.
  • INSURANCE PROCEEDS - Insurance policy or statement.
  • UNCASHED INSTRUMENTS - Original certified check, money order, travelers check or other negotiable instrument.
  • UNCASHED WAGES - Proof of employment.

In the absence of any of the foregoing evidence and for claims of other types of property, you should submit the best evidence of ownership available.

If an account was originally opened jointly with the names connected by "and" (John and Mary Doe), both parties must make claim for the funds. If one of the two parties is deceased, attach a copy of the appropriate death certificate. Claim processing time can vary; please allow a minimum of eight weeks for processing.

The State of Maryland does not charge a fee for returning your property to you. Signing an agreement to have someone assist you in recovering unclaimed property may entail the payment of substantial fees. Effective July 1, 1991, such an agreement is unenforceable in Maryland if it covers property which has not been in the state's custody for two years.

Steps on Claiming on Behalf of Another Person

  1. You can submit claims as a parent, custodian, conservator, trustee, guardian, power of attorney, or legal representative on behalf of another person
  2. Enter the name of the person you are claiming for in the online search Locating Unclaimed Property Owners.
  3. Once you locate the name for which you wish to claim, click on the claim form COT ST-912.
  4. Complete the information in Part A and print it out. Once printed please sign in Part D.
  5. Attach proof of address or ownership connecting the owner to the funds.
  6. Provide the following documents as they apply:
    • Court documentation showing the authority to act on the original owner's behalf.
    • Power of Attorney documentation showing the original owner is living and you are the designated Power of Attorney.
    • Copy of birth certificate of minor child.
    • Copy of your photo ID.
    • Copy of Social Security Card for minor & custodian.

Steps on Claiming Joint Accounts or Multiple Owner Accounts

  1. You can submit claims for joint accounts or multiple owner accounts.
  2. Enter the name of the person you are claiming for in the online search Locating Unclaimed Property Owners.
  3. Once you locate the name for which you wish to claim, click on the claim form COT ST-912.
  4. Complete the information in Part A and print it out. Once printed please sign in Part D.
  5. If it is a Joint Account, both owners must sign the claim form, as well as submit copies of photo ID, proof of SSN and proof of ownership or address listed.
  6. If one owner is deceased, or in the case of divorce or any other change associated with the account, please submit supporting documentation.

If you still have questions, feel free to visit our FAQs.